Stripe payments that land in your account, not ours
Claver connects to your own Stripe account, so you stay the merchant of record and the money never routes through us. Customers pay Stripe standard rates, 2.9% + 30¢ on cards or 0.8% on ACH, and Claver adds no markup. Payments are on every plan, starting at $19/mo.
What Stripe does inside Claver
The payment methods and money movements Claver drives through your Stripe account, and what each one costs you.
| Capability | How it works | What it costs |
|---|---|---|
| Card payments | Invoice and quote links, or charge a saved card from inside the job | Stripe standard 2.9% + 30¢, no Claver markup |
| ACH bank payments | Turned on per account, offered alongside cards at checkout | Stripe standard 0.8%, and funds clear in about five days |
| Deposits | Collect a deposit on a quote or job, with a default deposit rule you set once | Same card or ACH rate as any other payment |
| Saved cards | Card on file per customer, with a default card, used for recurring work and cancellation fees | Included, no vaulting fee |
| Surcharge pass-through | Optionally pass the card fee to the customer, disclosed at checkout, suppressed when ACH is offered | Included on Crew and up |
| Tap to Pay on phone | Coming soon. Contactless payments with no card reader, once the Claver native app ships | Not billed by Claver |
Claver never holds your funds. Every charge settles into the Stripe account you connected, on Stripe payout schedule.
How to connect Stripe
Connection is Stripe OAuth. You approve it from your own Stripe login, and Claver stores only the account id it is allowed to charge on behalf of. You need to be the owner or an admin.
- Open Settings, then the Payments tab. The card at the top is titled Stripe Account.
- Click Connect Stripe Account. It takes about two minutes. Stripe walks you through sign-in, or through creating an account if you do not have one.
- Confirm the badge reads Connected. Claver shows whether you connected in live mode or test mode, along with the account id and a link into your Stripe dashboard.
- Turn on ACH if you want it. ACH is a per-account toggle. On a $1,000 invoice it saves roughly twenty dollars in fees against a card.
- Set your default deposit. Deposit defaults live on the same tab, so every new quote asks for the same percentage without you thinking about it.
Why there is no payment markup
Some field-service platforms take a slice of every card you run, on top of the processor rate. Claver does not. Your customers pay Stripe standard rate, 2.9% + 30¢ on cards or 0.8% on ACH, and the money goes straight into your own Stripe account. Claver never sits between you and your cash, which also means a billing dispute with us can never freeze your deposits.
Which plan includes it
Payments start on Starter at $19/mo: quotes, invoices, card and ACH payments, deposits, and cards on file. Crew at $39/mo adds surcharge pass-through. Nothing about payments is metered by Claver on any tier.
What to know before you switch
- Tap to Pay is coming soon. The contactless flow is built for the Claver native app, which has not shipped yet, so it is not available in the browser or on any plan today.
- ACH is not instant. Bank debits take about five days to clear, which is the trade for the far lower rate.
- You need your own Stripe account. Claver does not resell processing, so onboarding, payouts, and disputes are between you and Stripe.
Stripe payments FAQ
Does Claver charge a fee on payments?
Can I take ACH bank payments in Claver?
How do I connect Stripe to Claver?
Does Claver support Tap to Pay on a phone?
Get paid on the job, into your own account.
Connect Stripe in about two minutes and take cards, ACH, and deposits from your first invoice. Payments are on every plan, from $19/mo.